Business cash flow loans

Borrow

from

£10,000

£5m

Rates from

7%
£0 Deposit
Same Day Finance Available

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What is a business cash flow loan?

A cash flow loan is used to help businesses manage their cash flow and offers a quick and easy financial solution to help with purchases or to cover surprise costs. Cash flow loans can be either unsecured or secured and we offer an easy application process, quick access to funds, and short repayment terms. We keep the whole process as simple as possible so that you can carry on doing what you do best.

Why choose a cash flow loan from Union Business Finance?

We have over 10 years of experience and pride ourselves on building long-lasting relationships with business owners. We will make securing your loan easy and successful. We are;

Transparent. We will always be upfront with you to allow you to make an informed decision.
Ethical. Our goal is to work with you to get the best possible solution for your business.
Personable. Our friendly team is always here to help. We know that everyone’s circumstances are different so if you have any questions, please ask!
Trusted by over 4,000 clients.
Experienced. We have over 10 years of experience supporting businesses.
Focused on building long-lasting relationships with our clients.

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What are the benefits of cash flow lending?

A business cash flow loan is ideal for businesses that need cash quickly.

We offer:

Easy online application
Quick credit checks
High approval rates
Fast access to funds
Short repayment terms

What is cash flow financing?

Cash flow financing allows businesses to borrow money based on their expected future cash flows. The amount you can borrow is based on your business’s ability to generate cash flows in the past and the future.

What can I use a business cash flow loan for?

We know that managing cash flow in a business isn’t always easy. Sometimes unexpected payments arise. It could be that you’ve been offered an exciting business venture that you just can’t turn down. Perhaps you are looking to invest in some staff training or need a quick cash injection to finance the purchase of some new machinery. Whatever you need, we are here to help.

How can I apply for a business cash flow loan?

We don’t want to take up any more of your time than we need to so we have broken our application process down into 3 simple steps.

Step 1: Apply: Tell us more. What do you need a loan for? What are your business goals? The more information we have, the better we can advise you
Step 2: Application review: Once we have your application, we will review it in as little as 48 hours
Step 3: Receive your funds: When your application has been approved, we will release the funds and you can start achieving your goals

Am I eligible for a business cash flow loan?

Most lenders require the following;

Two years of trading history
Profitable accounts
Good business credit score, personal credit score
No default on previous payments

However, if you have any concerns that you may not meet the eligibility criteria, please contact us today as one of our 100+ lenders may well be able to help you.

Get the ball rolling and start your business cash flow loan application today!

Our application process is easy and the funds could be in your bank account in as little as 48 hours. Contact us today and let’s get started.

FAQs

What is a business cash flow loan broker?

A business cash flow loan broker is an intermediary who helps businesses find and secure loans specifically designed to manage cash flow needs. They connect businesses with lenders that offer financing based on expected cash flow and assist with the application and approval process to ensure the best terms and rates.

How quickly can I get approved and funded?

Approval and funding times vary by lender. Some lenders can approve and disburse funds within 48 hours, making cash flow loans a fast solution for urgent financial needs.

Can I get a business cash flow loan with a low credit score?

Yes, it is possible to get a business cash flow loan with a low credit score, though it may come with higher interest rates and stricter terms. Lenders will focus more on your business’s cash flow and revenue rather than solely on your credit score. For more favourable terms, look toimprove your business credit score promptly.

Who can benefit from a business cash flow loan?

Businesses of all sizes can benefit, especially those experiencing seasonal fluctuations, rapid growth, or unexpected expenses. It's ideal for companies needing to stabilise their cash flow without tying up physical assets as collateral.

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Disclaimer

Aintu Ltd T/A Union Business Finance is an independent Asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Aintu Ltd T/A Union Business Finance will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Aintu Ltd T/A Union Business Finance is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035. Aintu Ltd T/A Union Business Finance aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below;

https://www.afsuk.com/asset-finance-solutions/contact/complaints-procedure/