Equipment Finance

Equipment finance - often referred to as “machinery finance” within this industry - allows construction companies to acquire expensive machines without significant up-front costs, ensuring projects stay on schedule and within budget. Some of the important specialised machinery and tools they can gain access to include:

• Excavators
• Cranes
• Bulldozers
• Concrete mixers

Equipment finance helps manufacturers keep their production lines running smoothly, by providing the necessary capital to upgrade or replace outdated machinery. Manufacturers need various types of equipment, such as:

• Assembly line machines
• Robotics
• Forklifts
• Quality control devices

Equipment finance enables healthcare providers to access the latest technology and improve patient care without straining their finances. Hospitals, clinics, and dental practices require advanced medical equipment such as:

• MRI machines
• X-ray systems
• Ultrasound devices
• Dental instruments

Businesses in the transportation and logistics sector need access to specific assets to operate efficiently; equipment finance offers flexible solutions for acquiring and upgrading these, helping companies manage their supply chains more effectively. These assets include:

• Vehicles
• Trailers
• Forklifts
• Warehouse equipment such as turntables

Equipment finance provides the necessary funding to invest in modern agricultural machinery, boosting productivity and sustainability. Some of the machinery that farmers and agricultural businesses rely on for day-to-day operations include:

• Irrigation systems
• Processing machines
• Tractors
• Hay balers

Equipment finance allows retailers and wholesalers to equip their stores with the latest technology and maintain an appealing shopping environment, enhancing customer experience and boosting sales. Some of this technology includes:

• Point-of-sale systems
• Display units
• Refrigeration equipment
• Delivery vehicles

Equipment finance enables hospitality businesses to invest in high-quality equipment, improving guest satisfaction and operational efficiency. Hotels, restaurants, and catering services rely on a range of equipment, such as:

• Kitchen appliances
• Furniture
• Audiovisual systems
• Laundry machines

Equipment finance helps gyms, fitness and leisure centres maintain high standards of quality and efficiency, ensuring they meet customer demands. The fitness industry often requires specialised equipment such as:

• Treadmills
• Rowing machines
• Elliptical trainers
• Hydrotherapy pools
• Saunas

Commercial properties, including offices, can benefit from the latest technology and equipment, creating more innovative workspaces. This type of finance, alongside fit-out finance, can allow businesses to access assets such as:

• Office furniture
• Laptops and computers
• Desk chairs
• Printers