Trusted by 4000+ clients
Borrow | from
£10,000
| to
£5m.
|
This has resulted in the growth of the hair, beauty, and well-being sector, with more business owners experiencing the need to invest in their brand, products, and services to attract and build a reliable customer base.
This is where Union Business Finance can help. We can provide you with access to a range of flexible finance options that are suitable for your needs, helping you to stay competitive in a busy industry. Our years of experience working alongside beauty salons & cosmetic companies like yours, coupled with our panel of over 100+ lenders, make us the perfect partner to assist you in reaching your goals!
Cash flow loans can be tailored to help you manage the seasonal demands that affect the beauty and cosmetics industry. For example, we know that January often sees a drop in business footfall after the business of Christmas, meaning your revenue is reduced. We work with you to find the right choice of loan for your business, considering all factors so that you never repay more than you need to.
From instant business loans for those who need a quick injection of cash to short-term loans, which typically last up to 3 years, we’ve got you covered.
The experience of clients is imperative in the beauty and cosmetics industry, and this often starts with the quality of your premises. From waiting areas to treatment rooms, many spaces within each salon or clinic could benefit from a fresh makeover.
Our fit-out finance for beauty salons and cosmetic practices can modernise your workplace, providing you with the vital funds to freshen up the spaces which your clients use the most. With rates as low as 7% and funding up to £5m, Union Business Finance is committed to supporting your business’s fit-out needs.
Acquiring an additional business or buying a franchise within the beauty industry can be a great tactic to outperform your competitors and cater for a larger number of clients. However, even the strongest of acquisition strategies cannot be put in place without the right funds.
Through Union Business Finance, you can manage the purchase of a franchise or existing business without overstretching your finances, allowing you to drive strategic growth and expand your business.
Our tailored finance solutions for beauty-based businesses can help you to:
At Union Business Finance, we’re happy to go beyond simply securing your funds - we partner with you to build a solid financial roadmap for your salon’s future. Our financial experts will work alongside you to develop detailed cash-flow forecasts, identify potential funding gaps, and model growth scenarios so you can scale with confidence.
From planning new equipment upgrades to budgeting for staff expansion, we’re happy to provide the insights and support you need to keep your books balanced and your ambitions on track.
At Least Two Years Trading History From an Established Company
Profitable Accounts
Homeowner or Tenant
Good Business / Personal Credit / Delphi Score
No Default Payments
Transparent - Understanding your business's values & providing you with the knowledge you need to make the right decision for you.
Ethical - We always have the client's best interests in mind.
Personable - We focus on building relationships with our clients that are reliable & honest.
Our team brings a wide range of experience, thorough knowledge & understanding of the financial climate to help you find the best funding solutions.
Yes, our finance is aimed at established businesses with at least 2 years of trading history. Please contact us to discuss your needs.
The length of an application for our finance usually depends on the following:
For example, we can offer same-day finance for our instant business loans, but long-term finance options such as commercial bridging loans for acquiring business property may take around 4 to 6 weeks to arrange.
To access our bespoke beauty salon funding, you’ll typically be asked to provide the following:
This will depend on a number of factors such as the type of salon loan required, amount required, your credit score and more. Contact our team today and we will be able to provide you with more specific information according to your specific needs.
Yes, as long as you have healthy cash flow and can demonstrate affordability, you can still apply for more finance even if you have an existing loan. Many beauty salon owners with current financing in place may still qualify for additional funding, depending on factors like repayment history, annual turnover, and cash flow projections.
At Union Business Finance, we assess each application individually to help you access the support you need to grow your business.
Give us a call on 01442 617 799
or ping us an email: This email address is being protected from spambots. You need JavaScript enabled to view it.
1st Floor Suite 1,
Unit 2 Grovelands Business Centre,
Hemel Hempstead
Hertfordshire
HP2 7TE
© 2025 Union Business Finance. All Rights Reserved.
Website Development: Beyond Your Brand. Site Map.
Aintu Ltd T/A Union Business Finance is an independent Asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Aintu Ltd T/A Union Business Finance will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Aintu Ltd T/A Union Business Finance is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035. Aintu Ltd T/A Union Business Finance aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below;
https://www.afsuk.com/asset-finance-solutions/contact/complaints-procedure/