Dental Practice Loans

Borrow

from

£10,000

£5m.

Rates from as Low as

7%
£0 Deposit
Same Day Finance Available

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At Union Business Finance, we understand that running a dental practice has its unique challenges - from delivering consistent, quality care to sustaining a long-term, profitable business. Our dedicated dental practice finance solutions are designed to empower you to kickstart a new dental practice, invest in the latest technology, or expand your services to meet your goals.

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Please note this is not a quotation for finance, this is for illustrative purposes only. The figures are available to UK incorporated businesses only. The value provided is intended as a guide only. For an accurate quotation please contact us.

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Our Dental Practice Finance Options

Asset Finance

Dental practices require state-of-the-art technology to stay competitive and meet the demands of patients. This can be a challenge for those growing their practice, and with the overflowing backlog of people waiting for NHS dentists, it’s important not to miss out on this opportunity in the market.

Our asset finance solutions are tailored to your business needs, helping you acquire all the necessary equipment and technology to take your dental surgery to the next level. From options such as Asset-Based Lending to Hire Purchasing, we’ll have a solution that suits you.

Explore Asset Finance

Business Loans

In the dental industry (and across the healthcare sector) there’s added pressure to respond quickly to changes in demands or unexpected scenarios. Union Business Finance’s business loans for dental practices empower you to plan for sustainable long-term growth in an affordable way.

Our expert finance brokers understand the unique needs of dental practices, guiding you to the right loan - from commercial bridging loans for acquiring new clinics to business cash flow loans for immediate funding. We’ll get to know your business to offer a loan that is truly bespoke for your practice’s goals.

Explore Business Loans

Fit-Out Finance

Union Business Finance’s fit-out finance for dental practices offers an excellent chance to improve outdated clinics into a space which is truly “with the times”. Whether it’s modernising treatment rooms or renovating your waiting areas, our fit-out finance solutions provide the most competitive rates and flexible, sector-independent funding to turn your vision into reality.

Explore Fit-Out Finance

Start-Up Finance

There’s no better time to start your dental business than now, and through Union Business Finance, our bespoke start-up finance can make it happen. Our knowledgeable finance brokers will review your business plan and provide a tailored solution to help your dental business get up and running in no time.

Acquisition Finance

If you’ve already established one dental clinic, we understand the excitement of wanting to expand operations even further. Our acquisition finance for dental practices is designed to empower business owners by providing the necessary capital to purchase established practices or acquire strategic assets.

Explore Acquisition Finance

Benefits of Dental Practice Finance

Acquiring dental practice finance is an exciting opportunity which can help your business with the following:

Access to attractive interest rates that help reduce overall borrowing costs.
Improve daily operations by managing your cash flow more effectively.
Benefit from knowledgeable brokers who understand the dental industry.
Enable long-term business growth in a competitive, growing market.
Support for refurbishing your clinic to provide a better patient experience.
Stay ahead of the competition by acquiring the newest dentistry equipment.

How it works

Consulting

Let’s talk about where your business is, and where you want it to be.

Pre-underwriting

Send us your supporting financials for us to review, and we’ll get a proposal sent for credit approval.

Paying Out Funds

72 hours later, once approved, and signed on the dotted line, funds will be released.

Eligibility requirements

Your eligibility depends on the type of finance you’re looking for, as well as the type of business you are. Where we differ from many brokers is through our attention to detail; we will get to know your business and your plans for the future. Through our years of experience working with those in dentistry, we will recommend the best financing solutions to meet your needs.

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Why Union Business Finance?

At Union Business Finance, we appreciate the unique demands of the dental industry, offering a range of financing solutions tailored specifically for dental practices like yours. We work closely with you to understand your values, assess your current situation, and outline your future goals.

No matter what your practice needs, we’re here to provide the support and expertise required to help you succeed; all while building a strong, open, and lasting relationship with you.

We Offer:

Access to a portfolio of funding options from 100+ lenders
More than 10 years of experience.
Loans from

£10,000

to over

£5m.
5* service every time.
Interest rates from as low as

7%

Our Service Is Always:

Transparent - Understanding your business's values & providing you with the knowledge you need to make the right decision for you.
Ethical - We always have the client's best interests in mind.
Personable -We focus on building relationships with our clients that are reliable & honest.

Our team brings a wide range of experience, thorough knowledge & understanding of the financial climate in order to help you find the best funding solutions.

Ready to get started? Let’s do it!

Contact us using the form below

Learn more about how Union Business Finance could help you secure the right funding for your business.

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FAQs

Do I have to be an established business to apply?

No, our dental finance solutions are suitable for those at the start of their business journey. We understand that the demand for more dental clinics has increased in recent times, and therefore, the opportunity to grow your own practice has never been stronger.

What dental equipment can I acquire with asset finance?

Our asset finance, particularly Hire Purchase (HP), can help you acquire items such as:

Imaging equipment, such as OPG X-ray machines.
Patient chairs.
3D printers for dental implants.
Dental drills and attachments.

There are a wide range of other items which you can access through our asset or fit-out finance. Please contact us to discuss your needs, and we’ll create the best plan to help you acquire them.

How long does the application process take?

The length of the application process can depend on the following:

The type of finance your business requires.
How quickly you respond to the lender’s enquiries.
Whether you have included all the necessary documentation.

For example, we offer same-day finance for our quick business loans, but longer-term finance, such as our commercial bridging loans, may take 4 to 6 weeks to arrange.

What documents are required to apply?

The main documents we require for dental practice finance include:

Business Plan: Outline your business and how the loan will be used.
Financial Statements: Income statements, balance sheets, and cash flow statements.
Tax Returns: Personal and business tax returns for the past few years.
Bank Statements: Recent bank statements.
Legal Documents: Business licences, registrations, and ownership agreements

What if I have an existing loan - can I still apply for more finance?

Yes, refinancing or additional funding may be available for your dental practice, as long as you’re in a stable financial position and can show consistency in meeting repayment terms. Our team will assess your circumstances to help find the most suitable financing solution to support your growth or ease existing financial pressure.

Give us a call on 01442 617 799
or ping us an email: This email address is being protected from spambots. You need JavaScript enabled to view it.