Business Loans for Doctors & GP Surgeries

Borrow

from

£10,000

£5m.

Rates from

7%
£0 Deposit
Same Day Finance Available

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At Union Business Finance, we understand that running a private GP practice or doctors' surgery offers unique challenges in the highly demanding and ever-changing healthcare industry.

Balancing the rising number of patients with capacity, resources, and demand for equipment and other facilities is no mean feat, especially for those looking to get ahead of the competition in the medical industry.

Our specialist business loans for GPs and doctors are designed to support you in launching a new practice, investing in advanced day-to-day equipment, or expanding your services to achieve your long-term goals.

Our GP Practice Finance Options

Asset Finance

Our asset finance solutions for doctors surgeries and GP practices can help you acquire essential clinic equipment and IT systems without tying up your capital. Whether you’re needing several ultrasound machines for refurbished consultation rooms, high-performance diagnostic software, or even a fleet of home-visit vehicles, we can help you spread the cost over a fixed term that benefits your cash flow.

Explore Asset Finance

Business Loans

Our bespoke business loans can provide you with the funding required to manage your cash flow, recruit further staff to handle patient demands, and refurbish patient spaces. With flexible repayment terms and competitive rates from as low as 7%, you can secure a lump sum or revolving credit line that suits your business. Our experienced brokers will have the perfect business loan to take your business closer to its goals.

Explore Business Loans

Fit-Out Finance

In the private medical sector, having a state-of-the-art doctor’s surgery or GP practice can help you stand out from the crowd, creating a safe, clean environment that helps patients feel at ease. Our tailored funding solutions for clinic fit-outs can help you transform your surgery without having to sacrifice your cash reserve.

Explore Fit-Out Finance

Acquisition Finance

Why stop at one GP surgery when you could acquire multiple? When the time is right, our acquisition finance can provide you with the necessary capital to widen your business venture and acquire further medical-based businesses. Our brokers can arrange secured or unsecured loans based on your needs, helping you to access the most favourable solutions.

Explore Acquisition Finance

Start-Up Finance

The demand for private GP practices and doctors’ surgeries is on the rise, especially as the population grows and the NHS waiting lists get longer. If you’re looking to begin your business venture into the medical sector, our start-up finance for GPs and doctors can provide you with the funds to get you up and running.

Benefits of GP Practice Finance

Our range of finance solutions for doctors and GP practices can enable you to:

Access the funding you need without depleting your cash reserve.
Structure repayments to align with patient payments and seasonal fluctuations.
Finance state-of-the-art diagnostic tools and IT systems to improve patient experiences.
Benefit from potential tax relief on interest and depreciation.
Fund recruitment and training to ensure you’re delivering the best possible care.
Refinance higher-cost liabilities into a single, more manageable facility.

How it works

Consulting

Let’s talk about where your business is, and where you want it to be.

Pre-underwriting

Send us your supporting financials for us to review, and we’ll get a proposal sent for credit approval.

Paying Out Funds

72 hours later, once approved, and signed on the dotted line, funds will be released.

Eligibility Requirements

Your eligibility depends on the type of finance you’re looking for, as well as the type of business you are. Where we differ from many brokers is through our attention to detail; we will get to know your business and your plans for the future. Through our years of experience working with doctors and GP practices, we will recommend the best financing solutions to meet your needs.

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Why Union Business Finance?

At Union Business Finance, we understand the importance of doctors and GP surgeries and appreciate the challenges that businesses in this industry face. Therefore, each of our finance solutions is designed to push you closer to achieving your unique goals, delivering a standard of care that you’re truly proud of.

No matter what your practice needs, we’re here to provide the support and expertise required to help you succeed; all while building a strong, open, and lasting relationship with you.

We Offer:

Access to a portfolio of funding options from 100+ lenders.
More than 10 years of experience.
Loans from

£10,000

to over

£5m.
5* service every time.
Interest rates from as low as

7%

Our Service Is Always:

Transparent - Understanding your business's values & providing you with the knowledge you need to make the right decision for you.
Ethical - We always have the client's best interests in mind.
Personable - We focus on building relationships with our clients that are reliable & honest.

Our team brings a wide range of experience, thorough knowledge & understanding of the financial climate to help you find the best funding solutions.

Ready to get started? Let’s do it!

Contact us using the form below

Learn more about how Union Business Finance could help you secure the right funding for your business.

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FAQs

Do I have to be an established business to apply?

No, our start-up finance for doctors and GP surgeries is there to help get your clinic up and running in no time. Please contact us to discuss your business goals, and we’ll find a solution which best suits your growth plan.

How long does the application process take?

The length of the application process can depend on the following:

The type of finance you’re looking for.
Your responsiveness to lender enquiries.
Whether you’ve provided all the required documents.

For example, we can offer same-day finance for our quick business loans, but long-term finance solutions like commercial bridging loans may take around 4 to 6 weeks to arrange.

What documents are required to apply?

To access private GP practice funding, you’ll typically be asked to provide the following:

Business Plan: Outline your business and how the loan will be used.
Financial Statements: Income statements, balance sheets, and cash flow statements.
Tax Returns: Personal and business tax returns for the past few years.
Bank Statements: Recent bank statements.
Legal Documents: Business licences, registrations, and ownership agreements.

What if I have an existing loan - can I still apply for more finance?

If your surgery demonstrates steady finances and a reliable repayment track record, you may qualify for refinance or additional funding. For more information, please give us a call, and we’ll recommend the best financing package to meet your needs.

Give us a call on 01442 617 799
or ping us an email: This email address is being protected from spambots. You need JavaScript enabled to view it.

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Disclaimer

Aintu Ltd (Registered Company Number: 12139002. VAT Number: GB385130404) T/A Union Business Finance is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Aintu Ltd will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. Aintu Ltd is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035. ICO Registration Number: ZA541243 Aintu Ltd aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below:

https://www.afsuk.com/asset-finance-solutions/contact/complaints-procedure/

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